Direct investment opportunity
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1
Open an account with CG24.
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2
Select your loan project from the investment proposals based on your risk/return profile.
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3
Benefit from regular interest payments and repayment of the loan at the end of the term.
Invest in personal,
real estate and
business loans.
Indirect investment opportunity
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1
Invest in one of the attractive bonds.
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2
Quarterly reporting on the performance of your investment gives you a comprehensive overview.
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3
You receive your coupon payment from the issuer on the annual due date.
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4
At the end of the term (or in the case of early termination), the bond is usually repaid.
Foundation for your success
Invest directly in private, business and real estate loans. Sell or buy shares you have already made on our secondary market or invest in investment products such as bonds.
CG24 - One platform - Countless investment opportunities
Primary market
Secondary market
Investment products
Invest in personal,
real estate and
business loans.
Primary Market
- You can select and invest in new loan projects via our primary market.
- Financing can start from as little as CHF 500.
Investment opportunities
Business Credit
Amortisation loan
Bullet loan
Factoring/ Working Capital Financing
Private Credit
Consumer loan
Refinancing
Reverse mortgage
Real Estate
Mezzanine financing
Secondary Market
- Our secondary market includes a marketplace for existing loan claims.
- Investors have the opportunity to offer their loan claims for sale or can buy loan claims from other investors.
- The loan claims offered can be offered at a premium or discount. In this way, you get your invested capital back before the end of the loan term.
- By purchasing on the secondary market, you can diversify your portfolio and increase the chances of a return.
- A purchase or sale only occurs if a buyer or seller can be found at the price offered.
Frequently asked questions about the secondary market
Who is eligible to buy or sell CPS (loan share) on the secondary market?
- The CG24 Secondary Market is open to all registered investors of CG24.
Who determines the price of a CPS (loan share) on the secondary market?
- By default, the purchase price is based on the amount still outstanding to the original investor at the time of sale. However, the seller is free to demand a somewhat higher or somewhat lower purchase price. All relevant information on the CPS will be disclosed to the potential new investor/buyer.
What happens if a loan goes into default while a CPS (loan share) is for sale?
- The CPS can no longer be sold at that point and the offer is automatically removed from the secondary market by CG24.
How much does the CG24 secondary market cost?
- CG24 Group's Secondary Market for Credit Shares (CPS) is provided free of charge to investors. CG24 does not charge any commission on the CPS sold. Investors continue to pay the service fee of 1% on all redemptions, including any loan share sold on the secondary market.
Indirect investment
For investors who do not want to invest in individual loans, there is a range of investment products. The administrative burden associated with these indirect investments in loans is kept to a minimum by these products for institutional and private investors. Below can be found the different ways to invest in Swiss SME and personal loans (Small Cap Private Debt).
Requirement
The relevant preconditions for the investment products can be found in the relevant investment prospectuses.
Target
For private, professional and institutional investors in accordance with the investment prospectus.
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to contact us?
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